Coral Gables, Florida · Miami-Dade County
Cocoplum in Coral Gables, FL: Community Profile
A private, guard-gated enclave of large single-family homes in Coral Gables.
Also known as Islands of Cocoplum; Cocoplum Sec 1; Cocoplum Sec 2 Plats A through G; Tahiti Beach in Cocoplum
At a Glance
What is Cocoplum like?
Cocoplum is a guard-gated waterfront community in Coral Gables built on four islands around the Coral Gables Waterway. The community association counts 302 residences, 172 of them waterfront, plus the separate Tahiti Beach enclave behind a second gate. It is the most amenity-rich of the Coral Gables gated communities: a residents-only clubhouse, seven hydro-clay tennis courts and two pickleball courts, a 60-foot pool, and its own yacht club with slips from 40 to 120 feet. Ten homes were listed in October 2026 from $6.8M to $17.99M, and 14 sold in the prior twelve months between $5.59M and $32M.
| Community type | Guard-gated waterfront estate community on four islands |
|---|---|
| Gated status | Gated, with a staffed guard house, 24-hour surveillance and on-duty officers (per the community association) |
| Security | The association staffs a guard house with 24-hour surveillance and on-duty officers whose daily incident reports go to the community manager. Listings list Gated Community on 101 of the recent records and Security Patrol on 63, with Gated with Guard on 27. On the earlier Section 1 streets, security is funded through the City's Cocoplum Phase I security guard special taxing district. |
| Location within Coral Gables | Coral Gables, in the island section west of Old Cutler Road, between the Coral Gables Waterway and Biscayne Bay |
| Nearest major roads | Old Cutler Road and Cocoplum Circle; the community is reached from Old Cutler Road |
| Architectural style | Mediterranean and two-story detached homes dominate the MLS records, with one-story and contemporary homes mixed in. Homes are filed under the county plats Cocoplum Sec 1 and Cocoplum Sec 2 Plats A through G. |
| Typical lot size | 13,972 to 43,732 sq ft on the current active market, median about 22,795 sq ft |
| Typical home size | 3,310 to 11,190 sq ft on the current active market |
| Price range | $6.8M to $17.99M asking in October 2026; the 14 sales in the prior twelve months ranged $5.59M to $32M |
| HOA fee range | $1,500 per quarter on most homes, $1,200 to $9,300 per quarter across the community, and $500 to $1,500 per month where dues are billed monthly |
| Amenities | Residents-only private clubhouse · Seven hydro-clay tennis courts plus two pickleball courts, all stadium-lit · 1,000 sq ft fitness room in the clubhouse · 60-foot climatized pool · Cocoplum Yacht Club, with slips from 40 ft to 120 ft T-slips protected from the bay · Beach volleyball court built in 2015 · Basketball court with a separate children's court · Playground and sports field |
| Year established | MLS records for homes here date construction from the 1950s through 2026; confirm the community's original development date with the association |
| Number of homes | 302 residences, including 172 with water frontage, plus the separate 20-plus-home Tahiti Beach enclave behind a second gate |
The Setting
Overview and Location
Cocoplum is the island section of Coral Gables: four islands bordered by the Coral Gables Waterway and Biscayne Bay, filed with the county as Cocoplum Sec 1 and Cocoplum Sec 2 Plats A through G. Just over half the residences have water frontage, some with dockage behind the house. A second gate leads to Tahiti Beach, the private island inside the community.
MLS records report a mix of bridge conditions on the water, with some addresses listed as no fixed bridge and others as one fixed bridge, so the route to the bay is a per-property question rather than a community-wide one. Distances below are straight-line miles from the community's coordinates in the MLS feed; confirm drive times at the hours that matter to you.
Driving Distances from Cocoplum
| Destination | Distance / Drive Time |
|---|---|
| Matheson Hammock Park | ≈1.4 mi (straight line) |
| Fairchild Tropical Botanic Garden | ≈1.8 mi (straight line) |
| University of Miami | ≈1.9 mi (straight line) |
| Village of Merrick Park | ≈2.2 mi (straight line) |
| Coconut Grove | ≈2.3 mi (straight line) |
| Miracle Mile, downtown Coral Gables | ≈3.5 mi (straight line) |
| Downtown Miami | ≈6.6 mi (straight line) |
| Miami International Airport | ≈7.0 mi (straight line) |
The Living Experience
Lifestyle and Who Lives Here
Cocoplum is the Coral Gables gated community that functions most like a resort: a residents-only clubhouse with a full events calendar, seven tennis courts, a pool and a yacht club within walking distance of the house. It draws families first, which is why the amenity list matters as much as the water.
Most homes are large two-story Mediterranean or contemporary houses on lots under an acre, with the waterfront minority carrying the highest values. Confirm with the association which club privileges attach to the specific plat, since the private club and amenities are reserved for residents of Islands of Cocoplum and Tahiti Beach.
The Association
HOA and Association Details
Fees, rules, and approval requirements at Cocoplum are set by the association and can change. Nothing on this page replaces the current governing documents, budget, and estoppel, which Dan can help you request before you make an offer.
Fees
The association is the Islands of Cocoplum Homeowners Association Phase II, which assesses a membership fee on every home. Recent MLS listings report $1,500 per quarter on most homes, $1,800 on a group of them, and quarterly figures across the community running from $1,200 to $9,300; a smaller number pay monthly, from $500 to $1,500, and a few pay annually, up to $3,600. Dues follow the section and the plat rather than the house, so two neighbouring homes can carry different numbers. A minority of records describe a voluntary association — those are the earlier Section 1 streets, where the City of Coral Gables runs its own Cocoplum Phase I security guard district.
What the Fees Include
The association states that the fee covers 24-hour security, common-area landscaping, the amenities and the maintenance of common areas. Among the recent listings that itemise it, security, recreation facilities, street maintenance, street lighting and garbage and trash removal appear. The private clubhouse, the seven hydro-clay tennis courts and two pickleball courts, the fitness room, the 60-foot climatised pool and the Cocoplum Yacht Club are for residents of the Islands and Tahiti Beach and their guests, who are identified by an association ID issued at the clubhouse.
Buyer Approval Process
Membership is not automatic. The association issues a membership application, and approvals are reported in listings as taking one to two weeks with an application fee. Buyers are asked for a credit report; renters also go through tenant screening, usually paid by the tenant. The by-laws and the covenants and restrictions are handed to homeowners when the association approves membership, and extra copies can be purchased. Dan can request the application, the current budget and the estoppel before you write an offer.
Rules Worth Knowing
Exterior paint and any major renovation need approval from both the City of Coral Gables and the association, and landscape changes go through the association's architectural review board. Construction and landscaping are permitted Monday to Friday, 7:30 am to 5:00 pm. Real estate signs are not allowed on residential property. Boats may be kept in the rear yard but not on the front of a house. Amenities are for residents and their guests only, identified by an association ID. Trash goes out after 6:00 pm the evening before the Tuesday and Friday collections, with bulk pickup on Wednesday morning. Listings note pets are allowed with restrictions, often over 20 lbs, and minimum leases of 365 days appear on most records that state one.
The Market
Cocoplum Market Snapshot
Figures below describe how Cocoplum has been trading recently. They are a starting point for a conversation, not a valuation of any one home.
| Typical asking price range | $6.8M to $17.99M asking in October 2026; the 14 sales in the prior twelve months ranged $5.59M to $32M |
|---|---|
| Recent sold range | $5.59M to $32M — 14 MLS sales in the twelve months to 23 Oct 2026 |
| Average price per square foot | $1,504 per sq ft median across the 14 sales in the twelve months to 23 Oct 2026 |
| Days on market | 99 days median for the sales closed in the last twelve months |
Last updated: October 23, 2026. Source: MIAMI REALTORS® MLS (Bridge Interactive) — closed sales and active listings for Cocoplum, 12 months to 23 Oct 2026. Figures refresh monthly and are not a guarantee of future values.
Schools and Commute
Schools and Getting Around
Public school assignments follow attendance boundaries and are confirmed by Miami-Dade County Public Schools for each address. Verify the assignment for a specific home before you rely on it.
Assigned Public Schools
MLS listings for this community report Sunset Elementary, Ponce de Leon Middle and Coral Gables High as the assigned public schools. Miami-Dade County Public Schools assigns by address, so confirm the assignment for the specific property.
Nearby Private Schools
Ransom Everglades School (Coconut Grove) — grades 6–12, independent, two campuses · ≈1.9 mi, ~6 min Carrollton School of the Sacred Heart (Coconut Grove) — Montessori-3 to grade 12, Catholic, girls · ≈1.7 mi, ~5 min Our Lady of Lourdes Academy (Miami) — grades 9–12, Catholic, girls · ≈1.6 mi, ~5 min Riviera Day School (Coral Gables) — PK3–5, independent · ≈1.6 mi, ~5 min Gulliver Academy (Coral Gables) — PK–8, independent · ≈1.8 mi, ~6 min St. Thomas Episcopal Parish School (Coral Gables) — PK3–5, Episcopal · ≈1.8 mi, ~6 min St. Stephen's Episcopal Day School (Coconut Grove) — PK–5, Episcopal · ≈2.2 mi, ~7 min Gulliver Preparatory School (Pinecrest) — grades 9–12 · ≈2.9 mi, ~9 min Saint Theresa Catholic School (Coral Gables) — PK–8 · ≈3.6 mi, ~12 min Immaculata-La Salle High School (Coconut Grove) — grades 9–12, Catholic · ≈4.0 mi, ~13 min Also close: The French-American School of Miami (Coral Gables, PK–5, French curriculum) ≈6 min; Temple Beth Am Day School (Pinecrest, PK–5, Jewish) ≈7 min; Saint Louis Covenant School (Pinecrest, PK–8, Catholic) ≈14 min. Further out, still considered by families here: Westminster Christian School (Palmetto Bay, PK–12) ≈18 min; Christopher Columbus High School (boys, grades 9–12, Catholic) ≈19 min; Palmer Trinity School (Palmetto Bay, grades 6–12, Episcopal) ≈25 min; Belen Jesuit Preparatory School (boys, grades 6–12, Catholic) ≈33 min. Distances are straight-line from the community and drive times are off-peak estimates; the school run will differ.
Typical Drive Times
Straight-line distances to these anchors are in the table above. In the car, every trip begins on Old Cutler Road: off-peak, Matheson Hammock is about five minutes away, Fairchild and the University of Miami six to seven, Merrick Park about eight, Miracle Mile ten to twelve, and downtown Miami or Miami International Airport twenty to twenty-five. Peak hours and the school run add ten to fifteen minutes.
My Local Insight
What I tell buyers about Cocoplum
Cocoplum is the community I send families to first, and the reason is the club: tennis, pickleball, the pool and the yacht club all sit inside the gate, which changes how a household uses the property. The number I watch is inventory. Ten homes were on the market in October 2026 and 14 sold in the preceding twelve months, so this market clears rather than stalls. Median time to contract was 99 days, slower than Old Cutler Bay, which tells you buyers here take their time and look at the club, the section and the water route before committing. If you are buying, ask which plat the house sits in and whether private club access attaches to it.
Dan Rascon · Coral Gables & Miami Beach
Questions Buyers Ask
Cocoplum: Frequently Asked Questions
Is Cocoplum gated?
Yes. Cocoplum is guard-gated, and the association describes a staffed guard house with 24-hour surveillance and on-duty officers. A second gate controls access to Tahiti Beach, the private island within the community. MLS listings list it as a gated community with security patrol.
How many homes are in Cocoplum?
The community's own site puts it at 302 residences, 172 of them with water frontage, plus the separate Tahiti Beach enclave. Because the community is built out, availability depends on owners deciding to sell rather than on new construction.
What are the HOA fees in Cocoplum, and what do they cover?
MLS listings report $1,500 to $9,300 per quarter, with some homes billed about $2,000 annually instead. The spread reflects the different plats and sections rather than a negotiating range. Confirm what each section's dues fund, and whether private club access attaches to that section, with the association.
What is the price range in Cocoplum?
Ten homes were listed in October 2026 from $6.8M to $17.99M. Over the prior twelve months, 14 homes sold between $5.59M and $32M at a median of $1,503 per square foot. The top of that range is waterfront property with dockage.
Do Cocoplum homes have dockage and bridge-free access to Biscayne Bay?
Some do. MLS records for the community report both no-fixed-bridge and one-fixed-bridge water access, so the route from a specific dock to the bay has to be checked address by address. The yacht club inside the community sells slips from 40 ft to 120 ft, which is an alternative for owners whose lots do not carry dockage.
What schools serve Cocoplum?
MLS listings for addresses here report Sunset Elementary, Ponce de Leon Middle and Coral Gables High. Miami-Dade County Public Schools assigns by address, so verify the assignment for the house you are considering rather than relying on the community name.
How far is Cocoplum from Miracle Mile and Downtown Miami?
About 3.5 straight-line miles to Miracle Mile and 6.6 to Downtown Miami, with the University of Miami about 1.9 miles away. Check the drive at the times you would travel, since Old Cutler Road and Le Jeune Road both carry peak-hour traffic.
Keep Looking
Nearby and Similar Communities
Comparable private communities in Coral Gables and Miami-Dade County, each with its own profile.
Looking for a home rather than a community guide?
Every active listing in Coral Gables — in these communities and elsewhere in the city — is on the Coral Gables page. Community profiles here do not list homes for sale.
Work With Dan
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Written by Dan Rascon, Coral Gables and Miami Beach real estate agent. Last reviewed: October 23, 2026.
Sources: Islands of Cocoplum association membership pages (association name, dues inclusions, membership application, architectural review, construction hours, club and amenity access, trash and parking rules, guard duties); MIAMI REALTORS® MLS via Bridge Interactive (association fees and frequency, type of association, approval requirements, restrictions, pets, minimum lease terms, security and community features); City of Coral Gables assessment resolutions for the Cocoplum Phase I security guard and street lighting special taxing districts; Miami-Dade County Property Appraiser plat names; Miami-Dade County Public Schools. Private-school names, grade ranges, affiliations and addresses verified against each school's own website and the City of Coral Gables school directory; distances measured from the community centre.